Financial Institutions

Enterprise Payment Solutions

ACH Risk Manager™is an application used by ACH departments to simplify the complexity for the ODFI’s and RDFI’s ACH operations. It brings the power of advanced technology, risk management and financial control to any organization with flexible configurations; and is fully capable of integrating with any existing Core System if needed.

With ACH Risk Manager™, ODFIs and RDFIs can leverage the powerful rules-based engine for monitoring and aggregating payment files received by any direct originator and third party processor. The application can be used as middleware to your core processing needs, pertaining to your overall risk assessments for ACH payment processing duties being performed at your institution.

ACH Risk Manager™ enables your Treasury team the necessary risk tools needed for monitoring any new clients. These settings are simple enough for the less savvy ACH user, yet powerful enough to streamline and ensure on-going regulatory compliance involving electronic payments.

ACH Risk Manager™ allows your organization to fully automate processing of all outgoing and incoming ACH files with a convenient, secure ASP-hosted solution, and requires no onsite hardware or software. A fully hosted SSAE 16 data center, ACH Risk Manager™ eliminates database management and disaster recovery concerns.

What it Provides

  • The application performs file, batch and transaction validation based on system rules and alerts established by the financial organization
  • Monitors incoming transactions for any suspicious activity
  • Provides necessary reporting for originators, return monitoring and audit needs
  • Intuitive user interface for reviewing incoming and outgoing ACH files
  • Ability to generate manual or automated returns and NOCs

Product and Services Available

  • OFAC Screening Services
  • Bankers’ Bank Model
  • Robust aggregation, warehousing and risk tracking services
  • Dashboard Reporting
  • Secure FTP batch file for connectivity