Overview:

Affirmative’s advanced reporting technology lets you control the way return items are handled on-line. The merchant, using a web browser, is able view and retrieve information on their entire returned check program or on a specific store location. For example, an authorized user can view statistical information on the number of checks and returned items that were recovered over the last year for your entire business; and further drill down to include the types of returns received, i.e. NSF or uncollected. For NSF or uncollected items that remain pending due to item representment; the merchant can further drill down and view collection history. In addition to the standard reports available, the user may create their own customized reports using an intuitive report wizard that steps the user through the entire report creation process.

Merchant NSF Site is fully web based and may be accessed with appropriate security credentials using a single sign on through the bank’s website for up to date payment information and reporting. This structure also supports "white label" processing for multiple financial institutions, compartmentalizing each entity for privacy and regulatory purposes.