Overview

Many large and small businesses want to manage their own payment processing technology. Decision makers struggle with two options: develop your own solutions, or buy a third party solution. With Affirmative’s web services, you can easily integrate our payment offering to your current solution, making the entire process seamless to your customer’s experience while making ACH payments available through your web site. Affirmative includes a web services as part of the ACH Origination services when you license our ACHNow.net origination software. We’ll work closely with your technology team to integrate your online service with our payment engine.

Affirmative licenses ACHNowWebService using SOAP and XML for processing ACH transactions. In many cases, our customer’s may want to integrate payment transactions with their existing front ends. Most integrators with some transaction expertise can integrate with our web services in a fairly short time. The transactions entered out on your website may be passed to our payment portal in either real time or batch mode; the decision is yours to make. Once transactions are received through our payment portal, the transactions received may be viewed and edited based on permission settings. Once transactions are approved through the necessary validation filters, an ACH file is created and downloaded to your financial institution or third party processor for settlement.