Affirmative Technologies | Our Technology , Our Commitment , Your Solutions

Focusing on Emerging Technologies in the Payment Space

Software developed by Affirmative Technologies enables organizations to transition from traditional paper based payments to electronic solutions that automate the payment cycle; offering our clients and their customers payment alternatives for improving and managing their processes for accepting and clearing items through the Automated Clearing House (ACH) Network.

Affirmative Technologies is widely recognized as an enterprise solution provider in the payment industry. Our expertise in electronic payment methods allowed us to develop an open, flexible and scalable system; built on a robust platform that will integrate fully with our customer's current systems or function as a stand-alone payment portal and processing engine. All applications are configurable, allowing our customers to enable only those features needed- offering a truly flexible payment platform. Affirmative's current and future customers benefit from our vast industry experience, accessing feature rich applications that stand-out from the rest.

Protecting your business starts with securing vulnerable data. Affirmative Technologies utilizes a nationally recognized hosting provider that leverages the expertise and core competencies of our solution offerings by initiating actions specifically designed to encrypt and hash data, safeguard web applications, and manage and report on security policy. Our focus on data security is what differentiates us; we employ key personnel who are well versed in the current regulatory environment and security best practices. Something you should expect from a leading technology provider to the payment industry since 1998.

Business Services

Assisting corporate clients and billers with a full suite of web based payment processing and origination solutions. Affirmative’s ACH payment solutions can streamline and expedite your accounts receivable and overall collection cycle, while maintaining a secure hosted environment for your overall payment needs.

+	Payment channels include WEB, POS, TEL, IVR
+	One Time and Recurring payments
+	Web Services- API for integrating with customer’s front end payment repository
+	NSF Check/Debt Recovery Platform
+	Remote Deposit Capture- Check 21, BOC and ARC processing
+	Gateway Services – Virtual Terminal

Banking Services

Delivering ACH origination and processing software in a secure hosted environment that can be fully branded and marketed to your commercial account holders. The back end settlement and processing engine optimizes operational efficiencies and allows the bank to mitigate ACH risk exposure for any of your Originators and Third Party Processors.
+	ACH Risk Management
+	ACH File Monitor Tools
+	ACH Return Management
+	Return Item Processing
+	Statistical Return Reporting
+	NSF/Merchant Recovery Portal

Third Party Service Provider

Enterprise software licensed by third party payment processors and check recovery specialists. The application is highly scalable, providing your customers a front end payment portal to your ACH settlement and processing engine.

+	Multi- merchant ACH payment solutions
+	Web Services API Included
+	ODFI Partners Available
+	Comprehensive Returns Management Functionality
+	Extensive Web Reporting Tools
+	Enterprise Check Recovery Software

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